The PM Kisan Samman Nidhi Yojana is a key initiative of the central government, providing financial assistance to farmers across India. Under this scheme, eligible farmers receive ₹6,000 annually, distributed in three installments of ₹2,000 each. However, some farmers have not yet received the 18th installment. There are a few important reasons behind this delay, which we will explore in detail.
If you haven’t received the 18th installment yet, it could be due to some necessary processes remaining incomplete. Here’s a look at some of the major reasons:
1. Incomplete e-KYC Process
Many farmers have not received their installment because they have not completed the e-KYC process, which is a mandatory requirement. It’s essential to complete this process on time to ensure timely receipt of the installment.
2. Aadhaar Not Linked to Bank Account
If your Aadhaar card is not linked to your bank account, your installment may not be credited. This is an essential rule of the scheme, and without this linkage, it’s not possible to receive the benefits.
3. Land Verification Not Done
Under the PM Kisan Samman Nidhi Yojana, land verification of all farmers is mandatory. Farmers who have not yet completed this verification might also miss out on receiving the installment. This ensures that only eligible and genuine farmers benefit from the scheme.
4. DBT (Direct Benefit Transfer) Option Not Activated
Farmers whose bank accounts do not have the Direct Benefit Transfer (DBT) option enabled will not receive the funds. Since the scheme transfers money directly into the bank accounts of farmers, activating DBT is crucial to getting the benefit.
What To Do If You Haven’t Received the PM Kisan Nidhi Installment?
If you haven’t received your 18th installment, first understand the reasons behind the delay. Ensure that your e-KYC is complete, your land verification is done, and your bank account is linked with Aadhaar. Once these steps are completed, your pending installment will be credited along with the next one.
Where to Seek Help?
If you’re unsure why your installment is delayed or facing any other issues, you can contact the government’s helpline numbers. You can call 155261 or the toll-free number 18001801551. Additionally, you can visit the Kisan e-Mitra portal to resolve your concerns.
Conclusion
The PM Kisan Nidhi scheme provides significant support to farmers, but completing the required processes is essential to receive the benefits. If your installment is delayed, make sure to quickly finish any incomplete tasks, and soon the money will be deposited into your bank account.
